First-Time Home Buyer?
Just Ask Jill.
Buying your first home is a big deal. It shouldn’t be a big stress.
The Tucson market is beautiful, but it can be overwhelming for a first-timer. You have questions about down payments, credit scores, and where to find the best prickly-pear margaritas in your new neighborhood.
At
Ask Jill Real Estate, we specialize in turning "I don't know where to start" into "I love my new home." We don’t just show you houses; we guide you through the entire Tucson landscape with patience, transparency, and a plan.
The "Ask Jill"
Simple Path to Ownership
- The Strategy Session: We meet (coffee's on Jill!) to discuss your goals, your "must-haves," and how the Tucson market looks right now.
- The Financial Foundation: We connect you with trusted local lenders to explore programs like PimaTucson Lighthouse or Arizona is Home, which can offer significant down payment assistance.
- The Desert Discovery: The fun part! We tour homes in neighborhoods that fit your lifestyle—whether that's the historic charm of Sam Hughes or the growth in Marana.
- The Expert Advocacy: When you find "the one," we handle the heavy lifting—negotiations, inspections, and the "real estate jargon" so you stay protected.
- The Keys to the City: We celebrate your closing day and stay in touch as you settle into your new Tucson life.
Tucson
First-Timer FAQ
Common questions Jill hears every day:
"Do I really need 20% down?"
Jill says: Not at all! Many of our first-time buyers in Pima County qualify for programs requiring as little as 3% (or even 0% for Veterans). There are even forgivable grants available for 2026 to help cover your closing costs.
"Is now a good time to buy in Tucson?"
Jill says: With inventory stabilizing and more negotiation power for buyers this year, it’s a much friendlier market for first-timers than it was a few years ago.
"What if my credit isn't perfect?"
Jill says: Don't let a number stop you. We can look at your overall financial health and connect you with experts who help "credit-build" while we search.